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Truck Financing in Ontario: What Changes for a Pickup
Truck financing in Ontario: how a pickup's price shapes the terms and down payment, how your old truck fits in, and what to bring when you apply.

Kerry Irven
14 hours ago8 min read


What Is APR Financing? What the Rate on a Car Loan Covers
What is APR financing? What the annual percentage rate on a car loan includes, how it differs from the interest rate, and how to compare two offers.

Kerry Irven
4 days ago9 min read


0 Down Car Financing: How It Works and What to Weigh
0 down car financing in Ontario: how a loan with no money down works, what it changes in the amount you borrow, and how a trade-in can stand in for cash.

Kerry Irven
Oct 298 min read


What Is OAC Financing? What It Means on an Ontario Car Ad
What is OAC financing? It means on approved credit: the offer depends on a lender approving you. What lenders weigh, and what to check in Ontario.

Kerry Irven
Oct 208 min read


Refinancing a Car Loan Canada: When Does It Make Sense?
Refinancing a car loan Canada: what an Ontario borrower should check first, from the payout on your current loan to the total cost of the new one.

Kerry Irven
Oct 1710 min read


Cosigning a Car Loan in Canada: What You Are Agreeing To
Cosigning a car loan makes the debt yours as well as the borrower's. What you agree to in Ontario, what to get in writing, and how it can end.

Kerry Irven
Oct 148 min read


In House Financing Car Dealerships: What It Means in Ontario
In house financing car dealerships: what the term can mean, the one question to ask, and what Ontario says you must see in writing before you sign.

Kerry Irven
Oct 119 min read


How to Transfer Car Loan to Another Person in Canada: What Actually Works in Ontario
How to transfer car loan to another person in Canada: it is your lender's call. See the other routes, and why an Ontario lien stays with the vehicle.

Kerry Irven
Oct 610 min read


0 Financing Cars Ontario: How Zero-Percent Offers Work and What to Check in the Ad
The 0 financing cars Ontario shoppers see often carry manufacturer rates. See how they are funded, what decides your rate and what the ad must show.

Kerry Irven
Oct 211 min read


Lease vs Finance Car Choice in Ontario: Which One Fits How You Drive?
Lease vs finance car in Ontario? Three questions decide it: your kilometres against the allowance, how long you keep it, and its condition at return.

Kerry Irven
Oct 111 min read


Bad Credit Car Loans in Ontario: Can You Get One, and What Happens When You Apply?
Bad credit car loans in Ontario, explained plainly: what a lender looks at, what your credit report shows, and what happens when you apply. O.A.C.

Kerry Irven
Sep 2411 min read
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